Your transactions
log themselves.
RupeeSafe reads UPI and bank transaction SMS on your phone, files each one under a category, and shows where your month went. You add cash spends; the rest happens on its own.
The work happens before you open the app.
Auto-reads your SMS
Every UPI and bank transaction message is detected, parsed, and logged automatically. You stop typing in expenses.
Auto-categorized
Swiggy goes under Eating out. Ola under Transport. BESCOM under Bills. Edit any guess in one tap.
Private by default
SMS reading happens on your phone. Nothing is sent to a server, ever. No login, no cloud, no tracking.
Works offline
Add an expense on the metro, in a basement, anywhere. Internet is never required.
Honest insights
See where your month went, broken down by category. Compare against last month at a glance.
Recurring bills
Mark rent, recharges, OTT subscriptions as recurring. RupeeSafe quietly reminds you before they hit.
Install once. Then it does the typing.
RupeeSafe is built to be opened, glanced at, and closed. Most days you won't open it at all — the SMS scanner keeps the ledger up to date for you.
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01 Step 1
Grant SMS read, once
On first open, RupeeSafe asks permission to read transaction SMS from banks and UPI apps. The reading happens on your phone — nothing is ever sent anywhere.
💬HDFC Bank · SMSDetected -
02 Step 2
Transactions log themselves
Every Swiggy, Ola, Zomato, BESCOM, salary credit and UPI ping turns into a categorized expense in seconds. Fix any guess with one tap.
🏷️Auto-categorizedEating out -
03 Step 3
See where the month went
Open Insights at the end of the month. Categories rank themselves by spend. No charts you need a course to read.
📊May 202647 expenses
Cash spends? Add them manually in three taps. That's the whole app.
Most expenses, zero typing.
The scanner reads transaction SMS the moment they arrive, files them under a category, and updates this month’s totals — all in the background.
Most trackers were built somewhere else.
This one wasn't.
RupeeSafe is opinionated about three things — privacy, offline use, and Indian spending habits. Everything else is dull on purpose.
We read your SMS.
Your phone is the only one that hears.
The transaction scanner runs entirely on-device, inside RupeeSafe. No SMS contents, no parsed amounts, no metadata is ever sent to a server. There is no server.
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✓
SMS stays on your phoneWe parse it locally and never transmit a single character.
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✓
No accountYou don't sign up. Open the app and start.
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No cloudEverything is stored in your phone's local database.
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✓
No trackingNo analytics SDKs, no third-party scripts, no ads.
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✓
Your backup, your callExport an encrypted file to Drive, email, or a USB drive.
Pay once. Unlock everything.
Forever.
The essentials are free, with no ads and no account. When you want more, a single one-time purchase unlocks every Pro feature — including every Pro feature we ship in the future. No subscription, no renewals.
Everything you need to track day-to-day spending. No ads, no login, no catch.
- ✓ Automatic SMS import & auto-categorization
- ✓ Manual expense & income tracking
- ✓ Categories & spending dashboard
- ✓ Monthly budgets & basic reports
- ✓ App-lock security
- ✓ CSV export
- ✓ All themes & 16 languages
A single purchase via Google Play unlocks every Pro feature — and every Pro feature we add later — at no extra cost.
- ✓ SMS Import screen: review, import or reject messages auto-import missed
- ✓ Advanced analytics: comparison & yearly views
- ✓ Photo receipts on any transaction
- ✓ Recurring bills with smart reminders
- ✓ Savings goals with progress tracking
- ✓ Custom merchant categorization rules
- ✓ Encrypted & scheduled automatic backups
- ✓ Export to Excel (XLSX) and PDF
- ★ All future Pro features, free
One-time purchase. No subscription. Tied to your Google account — reinstall on any device and restore for free.
Plainly answered.
How does the auto-tracking work?
RupeeSafe reads the transaction SMS your bank and UPI apps send you (the ones that say 'Rs 240 debited from A/c xxx1234'). It parses the amount, merchant, and account, then files the expense under a category. All of this happens on your phone — no SMS ever leaves the device.
Do I need to give SMS permission?
Only if you want the auto-tracking. You can skip the permission and use RupeeSafe purely as a manual tracker — every feature still works, you'll just type entries in yourself. Permission can be granted or revoked any time from Android Settings.
Why does RupeeSafe not ask me to sign up?
Because we don't want your data. Everything lives in your phone's local storage. If you reinstall the app, you import your backup file — no recovery email needed, no password to forget.
Does it really work without internet?
Yes, fully. The SMS scanner runs locally, and adding or reviewing expenses never needs a network call.
How do I move my data to a new phone?
Open Settings → Backup, save the encrypted file to Drive or send it to yourself. On the new phone, install RupeeSafe and import the same file.
Is RupeeSafe really free?
Yes. The core app is free to use, with no ads, no account, and no subscription. Optional RupeeSafe Pro is a one-time purchase on Google Play — no recurring subscription, ever.
How much does RupeeSafe Pro cost?
RupeeSafe Pro is a one-time, non-consumable purchase through Google Play. There is no subscription and no recurring charge.
How do I restore RupeeSafe Pro on a new phone?
If you bought Pro with the same Google account, open Google Play on the new phone and tap Restore. The purchase is tied to your Google account, so it should re-enable automatically. If it does not, contact us and we can help.
Is there an iPhone version?
Not currently. iOS doesn't let apps read SMS, so the auto-tracking model can't be ported over directly. The team is small and Android-first for now.
The whole app fits in your pocket.
So does the install.
Free. No ads. No account. Roughly 12 MB. Available on Android.
